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Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
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Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
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Are you eligible for a Personal Loan? Find out now!
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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
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Read About Credit & Banking Investments and their jargon - simplified
Read about InvestingInvestments and their jargon - simplified
Read About Personal FinanceKnow all about loans and their management
Read About PaymentsKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
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Experience ConseQuest- A game where your decisions drive your future.
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What is Personal Loan for Marriage?
A Personal Loan for Marriage, also called a Wedding Loan, is a type of unsecured loan designed to help you manage the various expenses associated with your wedding without dipping into your savings. Whether you're planning a grand celebration or want an intimate ceremony, a marriage loan offers financial flexibility to meet costs such as venue booking, photography, catering, jewellery, bridal and groom attire, jewellery, and other marriage- related expenses.
With a personal loan for wedding expenses from Aditya Birla Capital, you can get loans up to ₹15 lakhs without pledging any assets as collateral. With interest rates starting from 10.99% p.a., flexible repayment tenures, and a hassle-free application process, it is easier to plan your wedding while managing your funds comfortably.
Our Personal Finance Products
Get quick personal loans for any emergency. Enjoy a digital application and sanctioning process that delivers funds within minutes.
Get a flexible repayment solution with interest payable only on the amount that you utilise. Save on the interest outgo and get quick funds.
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Get all your EMI payments under one roof at an affordable monthly payment system.
Get quick access to funds to meet your urgent needs
Features and Benefits of Wedding Loan
Instant Approval
Get quick and instant approval for your Marriage Loan with a easy online application process. A Wedding loan helps you access funds for your wedding within minutes, subject to eligibility.
Quick Disbursal
Get your personal loan for wedding expenses disbursed quickly after approval. Fast disbursal helps to manage bookings and other expenses without delay.
No Collateral Required
A Wedding Loan is an unsecured loan, without the need to pledge any collateral or asset.. Finance your loans for wedding expenses with complete peace of mind.
Minimal Documentation
Apply for a personal loan for marriage with a hassle-free process requiring minimal documentation. This makes borrowing convenient and saves valuable time.
Flexible Repayment Options
Choose a repayment tenure which suits your financial needs and pay your marriage loan as per your chosen repayment option. Flexible EMIs help to handle your wedding budget with ease.
Marriage Loan Eligibility and Documents
Eligibility Criteria for Marriage Loan
- Age Minimum 21 years, Maximum 60 years (at loan maturity).
- Employment Type Salaried individuals or self-employed professionals/non-professionals.
- Credit Score Minimum 750 required for favorable loan terms.
- Income Requirement Monthly income as per lender’s eligibility criteria.
- Co-applicant The co-applicant must have a stable income and meet the lender's criteria.
Documents Required for Marriage Loan
- Identity & Address Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving Licence.
- Income Proof: Last 3 months’ salary slips or Form 16 for salaried individuals.
- Bank Statements: Last 6 months’ bank statement where salary is credited.
- Other Income Proof: For self-employed, ITR filings and business registration documents.
Types of Personal Loan in India
How to Apply for a Marriage Loan
Check Your Eligibility
First, check the eligibility criteria of the marriage loan to determine whether you are eligible based on factors such as age, employment and income. You can use the personal loan eligibility calculator to assess the loan amount you qualify for.
Calculate EMI
Use the Personal Loan EMI Calculator to calculate your monthly EMI and select a loan amount and repayment schedule that suits your budget.
Fill in the Application Form
Fill in the online application by providing your personal, employment, and financial details correctly.
Upload Required Documents
Upload the necessary KYC documents, address and income proof documents for verification of your Wedding Loan application.
Loan Verification and Approval
Once the details and personal loan documents are verified, your marriage loan application will be sent for verification. Upon approval, you'll get the loan offer.
Receive the Loan Amount
On acceptance of the loan terms, the approved amount will be disbursed to your bank account.
Fees and Charges for Wedding Loans
| Charge Type | Amount |
|---|---|
| Cheque Return charges | ₹500 + GST per instance |
| Default Penal charges | 3% of the pending amount per month |
| Charges for cancellation of Loan | 4% of loan amount disbursed + applicable taxes |
| CIBIL report retrieval fees | ₹100 + GST per instance |
| Charge for Exchanging PDCs / ECS | ₹750 + GST per instance |
| Loan reschedule charges | ₹5000 + GST per instance |
| Stamp Duty | As per Actual if applicable |
| Insurance Premium | As per Actual, if applicable |
| Pre-closure Quote | ₹1000 + GST per instance |
| Any other charges | As per Actual, if applicable |
| Part - Pre-Payment Charges | Charges:
A) Nil Charges - If Part prepayment is equal to 20% of the total disbursed amount in a year B) 3% + GST on Remaining Loan amount - If part payment is greater than 20% of the total disbursed Conditions: A) No pre-payment is allowed in the first 6 months from the date of disbursement B) Part Pre-Payment amount should be equal to OR greater than a total of 3 EMIs. C) Part-prepayment is allowed only once in the first year of loan tenure. |
| Foreclosure Charges |
4% of the Principal outstanding amount + GST
Condition: Foreclosure is allowed only after 12 months from the date of loan disbursal. |
Customer Satisfaction Stories
Mr. Hiralkumar Ashokbhai Patel
Aditya Birla Finance Customer
Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.
Aditya Birla Housing Finance Customer
Hyderabad, India
Mr. Pramod Kumar Saini
Aditya Birla Finance Customer
I appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.
Aditya Birla Housing Finance Customer
Belapur, India
Instant Personal Loan INSTANT PERSONAL LOAN SHORT TERM PERSONAL LOAN LONG TERM PERSONAL LOAN
Balance Transfer
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Reduced Interest Rates -
Lower Monthly Payments
Top-Up
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Comprehensive coverage
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Affordable with low premiums
ABC Of Personal Loans
*The interest rate constitute the rack rate for all customers. Actual interest rate for any customer and will be as communicated at the time of loan sanction and disbursal. It will be subject to changes from time to time and is at sole discretion of ABHFL.
**ABHFL reserves the rights to call upon additional documents at its discretion. The documents will be collected by ABHFL.